The most valuable aspect of financial planning is not about money.
It is about the planning.
We are not brokers, we are financial planners. In a world where the terms "Financial Advisor" is used to describe everyone from a bank teller to a Chief Financial Officer, we think it is appropriate to clarify what that means.
Financial Planners work intimately with clients to build and monitor comprehensive financial plans that take into consideration cash flow management, retirement planning, investment planning, financial risk management, insurance planning, tax planning, estate planning, and business planning.
Our approach is simple, we start by asking what your goals are.
After all, this is your financial plan.
Finances can be complex.
That is why we kept our philosophy simple.
We want to help you articulate your goals and develop a financial plan to pursue them.
We do not "chase returns"; meaning, we do not seek to achieve arbitrary benchmarks based on market performance. Instead, we begin to work on what we refer to as your "Financial House".
Any well-built house begins with a solid foundation. Which means that we want to ensure there are no "cracks in your foundation" before we get started. Then, we will move onto designing each room so that your house becomes a home.
Values Passed Down
From one generation to the next.
“Guided by our faith and values we will relentlessly strive to serve humanity.
We will tirelessly approach each day with energy and implement strategies whenever possible that propel ourselves and others towards success.
We will provide quality education and advice to hard-working people. We will continually educate ourselves each year to ensure we remain in a state of perpetual learning and remain innovative. We will approach each new “challenge” with the rigid flexibility to learn and adapt.
Our team will deliver operational excellence to our clientele by knowing our clients as human beings; understanding their unique goals and situations.
We will return all client phone calls within 24 business hours and make every effort to exceed our client's expectations. We will redefine what people can expect from a Financial Planning Firm.
Our long term decisions and short term actions will daily be molded by a set of core values that is shared by each and every single one of our associates knowing that each of us is as vital as the next.”